![]() If you’re currently looking for a long term investment offer topping at 10 years then you should consider checking out a Discover CD account. ![]() CD Term: 7 years to 10 years Penalty: 24 months simple interest.CD Term: 5 years to less than 7 years Penalty: 18 months simple interest.CD Term: 4 years to less than 5 years Penalty: 9 months simple interest.CD Term: 1 year to less than 4 years Penalty: 6 months simple interest.CD Term: less than 1 year Penalty: 3 months simple interest.Grace Period After Maturity (for Penalty-Free Withdrawals): 9 days. ![]() Select your term and earn the corresponding APY Rate.Open a new Certificate of Deposit Account online and fund your account by making a minimum opening deposit of $2,500.Monthly fee: There are no monthly fees with this account.Where it’s available: Online Nationwide.Credit inquiry: Soft pull, which does not affect your credit.Eligible account: Discover Certificate of Deposit Account.Their CD rates have consistently been very competitive for 12-month CDs, all the way up to 10-year CDs. Other Notable Discover Accounts To Considerĭiscover Certificate of Deposit Account Summaryĭiscover Bank has always been one of the best places to open a CD account online.Discover Certificate of Deposit Pros and Cons.Discover Certificate of Deposit Account Summary.Best Bank Promotions With No Direct Deposit.
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